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Renz Insurance Agency
Renz Insurance Agency

About Renz Insurance Agency

We are dedicated to providing you with personalized insurance solutions that fit your unique needs. Our policies include auto, home, life, and more. Let us protect what matters most to you.

About2025-05-20T10:42:37-07:00
About

Our mission at Renz Insurance Agency

Renz Insurance Agency takes a team-based approach to help you navigate the complex insurance world, so you can take advantage of the varied educational interests, experiences, and strategies among our professionals.

By the numbers

In more ways than one, insurance is a numbers game. Renz Insurance Agency has the experience and expertise to properly protect your business or family for years to come.

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Prosser, Washington

1108 Meade Ave.
Prosser, Washington 99350
Phone: 509-781-6300
Email: drenz@farmersagent.com

Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM

Meet our amazing team

White glove concierge service.

One of the biggest differences between Renz Insurance Agency come when you need it most – when you have a claim. Our goal is to make you whole. Our team will be there to walk you through the process, give you advice, and answer any questions you may have. We bring you full circle to replace or repair the things that mean most to you.

Service beyond the sale.

Our team is proactive in making sure your needs are met long after the sale of a policy. We serve our clients’ needs with policy changes, payments, and renewal reviews, as well as assisting them when they need to file a claim.

Easy access. Easy purchasing.

Our team is easily accesible at all times. We can be reached the way you want to communicate. Over the phone, text or email. We also provide you with empowering tools like our online customer portal or smart phone app where you can review your policies, print ID Cards and make change requests.

We can bind coverage a few different ways. Either in the office or via eSign where we email you the application to review and sign on your desktop or mobile device.

Frequently Asked Questions

What is the difference between term life and whole life insurance?2025-05-15T17:06:47-07:00

Term life insurance provides coverage for a specified term, while whole life insurance provides coverage for your entire life and includes a savings component.

How much life insurance do I need?2025-05-15T17:06:17-07:00

The amount of life insurance you need will depend on factors such as your income, debts, and family’s financial needs. Our agents can help you determine the appropriate amount of coverage.

What types of life insurance do you offer?2025-05-15T17:05:54-07:00

We offer a range of life insurance options including term life, whole life, and universal life insurance.

How much does trucking insurance cost?2024-08-22T02:28:11-07:00

Think of your trucking insurance premium on a risk meter. The more potential risk an insurance carrier views the higher the premium. Here are the major factors when a carrier determines your rate:

  • Your Drivers History: A clean driving record in any case will help you secure a much lower rate v.s a driving record which has a history of accidents, violations, and more.
  • Business Timeline: How long you’ve been in business is a huge factor to determining the premium price. In most cases, businesses with over 2 years will receive a much lower premium than businesses that have less than 2 years.
  • Cargo: What you haul in your truck and how heavy it is being hauled will impact the risk level which will change the premium.
  • Location + Operating Radius: The longer the operating distance the higher the premium will usually be. Longer distance means more risk because a driver has an increased risk of accidents, falling asleep behind the wheel, loosing focus on the road, and changing weather conditions throughout different areas.
  • Vehicle Type:  The heavier the truck, the more the premium will increase. Heavy truck means more risk in event of an accident.
Can I start a trucking company without a CDL license?2024-08-22T02:27:27-07:00

All insurers charge different rates for new trucking companies and owner-operators. You are legally allowed to start a trucking company without a CDL, but if you plan on driving the truck, it is a requirement to have a CDL. Premiums are generally higher when it is not owned by an individual who drives.

Why are commercial truck insurance rates so high?2024-08-22T02:26:56-07:00

Commercial truck insurance rates are high because insurance companies know that there’s a higher risk of injury and accidents.  Why have the rates risen in the past decade? US Commercial truck insurance rates have risen dramatically over the past few years due to the numerous cases of accidents caused by commercial trucks due to inattentive driving as well as a decreased supply of drivers.

How can I save money on trucking insurance?2024-08-22T02:25:34-07:00

Doing your research upfront, taking good care of your truck, and looking for the least expensive coverage available are three ways to save money on trucking insurance.

  • Keep your driving record extra clean to get better rates on your auto insurance policy.
  • Look into other cheaper options outside of traditional captive insurance agencies. We are an independent insurance agency which means we can quote from a variety of insurance carriers.

Other factors in premium include what you’re hauling, driving radius, time in business, # of trucks, type of trucks, tickets/accidents, the driver(s) history and experience.

Don’t see your question? Contact us.

Request an insurance quote.

Renz Insurance Agency is here to help you find the right coverage for yourself, your family, or business. Submit your information below and one of our expert #InsureRenz Advisors will reach out to you to discuss your many options and get you into the right, personalized policy in no time.

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Getting insurance is easy.

  • 1
    Fill out the form.
  • 2
    We will go over your options with you.
  • 3

    Get the coverage you need.

If you would rather call us to discuss your insurance needs or schedule a time in person, please call or text us today!